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Financial Resolutions You Should Make: Use cash instead of credit
Credit cards are so easy to use that they encourage many people to buy more than they need. That's especially true with impulse purchases. But credit card charges tend to pile up and catch up with you later. If you can afford to pay cash for something, do it. If not, think about whether you really need it, or save up to buy it later. That way, you won't be afraid to check the mailbox.